Frank 'CJ' Nelldell is an Agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Georgia, Louisiana, Texas, and South Carolina. No insurance business may be conducted outside these states referenced.

Frank 'CJ' Neldell is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the states of Georgia, New York, and Texas. No offers may be made or accepted from any resident outside the specific states referenced.

*Neither New York Life nor any of its agents are in the business of offering tax, legal or accounting advice. You should consult with your professional advisors for tax, legal, or accounting advice.

Acumen Investment Strategies, LLC, is not owned or operated by New York Life Insurance Company or its affiliates.